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Healthcare in the Costa del Sol: A Guide for Expats

Writer: Lisa ZefferttLisa Zeffertt

The Costa del Sol isn’t just famous for its beaches and sunshine; it also boasts excellent healthcare options, making it a top choice for expats. Whether you’re planning to retire, work, or invest in property, understanding the healthcare system in Spain is essential for peace of mind.


In this guide, we’ll cover everything expats need to know about healthcare on the Costa del Sol, including public and private options, how to access care, and tips for navigating the system.


1. Overview of Healthcare in Spain


Spain is renowned for having one of the best healthcare systems in the world. Its combination of public and private healthcare ensures access to high-quality medical services:

  • Public Healthcare (Sistema Nacional de Salud - SNS): Funded through taxes, public healthcare provides free or low-cost services to residents.

  • Private Healthcare: Private clinics and hospitals offer faster access to specialists and more personalized care, popular among expats and locals alike.


2. Public Healthcare on the Costa del Sol


Expats who are residents of Spain can access public healthcare through the SNS.


Who Qualifies for Public Healthcare?

  • EU/EEA Nationals: Eligible with a European Health Insurance Card (EHIC) or by registering as a resident.

  • Non-EU Nationals: Must contribute to Spain’s social security system or qualify through specific residency permits.


Key Features of Public Healthcare

  • Local Health Centres (Centros de Salud): For general practitioners, pediatric care, and nursing services.

  • Public Hospitals: Equipped with modern facilities and specialists, such as Hospital Costa del Sol in Marbella.

  • Costs: Most services are free or require a nominal fee, though dental and optical care are not typically covered.


Tip: To access public healthcare, register for a health card (tarjeta sanitaria) at your nearest health centre.


3. Private Healthcare Options for Expats


Private healthcare is popular among expats seeking faster appointments and English-speaking doctors.


Benefits of Private Healthcare

  • Shorter Waiting Times: Appointments with specialists are often immediate.

  • Bilingual Professionals: Many private practitioners cater specifically to expats.

  • Comfortable Facilities: Private clinics often provide more personalized care in a modern setting.


Popular Private Hospitals on the Costa del Sol

  • Hospital Quirónsalud Marbella

  • Xanit International Hospital in Benalmádena

  • Vithas Hospital Málaga


Costs of Private Healthcare

Private health insurance ranges from €70–€200 per month, depending on coverage. Pay-as-you-go options are also available for those without insurance.


Tip: Compare health insurance providers to find a policy that suits your needs, especially if you’re not eligible for public healthcare.



4. Pharmacies and Emergency Services



Pharmacies (Farmacias)

  • Pharmacies are widely available, easily recognizable by a green cross.

  • Many are open 24/7 on a rotational basis, with lists of on-duty pharmacies displayed outside each store.

Emergency Services

  • Dial 112 for emergencies. Operators can assist in multiple languages, including English.

  • Both public and private hospitals have emergency departments (urgencias).

5. Tips for Expats Navigating Healthcare

  1. Learn Basic Spanish: While many professionals speak English, learning basic Spanish can make interactions smoother.

  2. Keep Your Paperwork Ready: Carry your health card or private insurance details when visiting a doctor.

  3. Plan for Non-Covered Services: Dental and optical care are often not included in public healthcare, so budget for private providers.

  4. Research Local Facilities: Familiarize yourself with nearby health centers and hospitals to save time in an emergency.


Healthcare on the Costa del Sol is top-tier, offering a mix of accessible public services and premium private care. Whether you’re an expat settling in or just visiting, understanding your options ensures you can access the care you need.


If you’re planning to move to the Costa del Sol, we’re here to help. From residency paperwork to registering for public healthcare, Costa Concierge relocation services are tailored to make your transition seamless. Contact us today to get started!

 
 
 

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